Voice notes, photos and texts on WhatsApp, free forever · no monthly fee · no card required
The best money app on WhatsApp

Take control of your money without spreadsheets. Right in your pocket.

It all happens on WhatsApp: send a voice note, photo or text, ask how much you have left and get a heads-up before you overspend. The dashboard is a bonus, for you and for your business.

Voice notes, photos and texts free forever No card needed to start Cancel anytime
17:13
AppBolso
online
Hi! Send me your expense as a voice note, photo or text 👇
17:13
spent 45 on uber 🎙️
17:13
Logged ✅
$ 45.00 · Transport · today
17:13
Transporton budget
📷 grocery receipt
17:13
Got it from the photo: $ 128.90
filed under 🛒 Groceries
17:13
Message
Card$ 87.40Categorized automatically
Card bill42 entriesImported from the bill
OFX statementReconciledNothing to type
DashboardSpending this monthAll up to date
Log by voice note, photo or text Card bill imported OFX statement reconciled Reminds you the day your card bill is due Ask for your balance and get the answer right away Subscribe by card Voice notes, photos and texts free forever No commitment, cancel anytime We never ask for your bank password Charts and reports for your month
Why AppBolso

Everything AppBolso does for you

The money management app that helps you keep more money in your pocket.

AI on WhatsApp

Log by voice note, photo or text and ask where you spent, how much is left and what your card bill is. Bento logs it, categorizes it and answers.

OFX reconciliation

Import your bank statement and reconcile your entries without typing them again.

Planning

Planned vs. actual, with your month’s KPIs always at hand.

Cash management

Know what’s coming due, what’s already paid and what you have to receive.

Family groups

Everyone logs from their own account and the data lives in one place.

Installments & recurring

Loans, installment plans and fixed bills under control.

Log and check on WhatsApp

Track an expense the fastest way: just say it.

Send a voice note, a photo of the receipt or just type. The AI understands, logs it and files it in the right category, right in the chat.

  • Log by voice note, photo or text
  • Lands on your dashboard already categorized
  • Ask where you spent, how much is left and your card bill

Voice

"paid 89 for electricity"

Photo

receipt → reads the amount on its own

Ask

"how much did I spend this month?"

Money dashboard

Your whole month organized on one dashboard.

Spending by category, what you received and what you paid, planning and cash management. You always know where your money went and what’s still coming due.

  • Charts by category and by period
  • Goals and monthly planning
  • Planned vs. actual in cash management
17:13
My month
Spending this month

$ 3,240.00

$760 under your goal
Groceries82%
Transport54%
Bills66%
Fun34%
Accounts
Cards
Goals
Card bill & OFX

Import your card bill or statement without retyping everything.

Send the PDF of your card bill or your bank’s OFX file and AppBolso reads every entry, categorizes it and reconciles it with your dashboard. You can even do it all on WhatsApp.

  • Card bill imported and categorized
  • OFX statement reconciled automatically
  • Or just send the file on WhatsApp

Card bill

PDF · read and categorized

OFX statement

from your bank · reconciled

Receipt photo

the AI reads the amount

Voice note on WhatsApp

"spent 50 at the supermarket"

Processing card bill secure
Reading the file
Finding entries
Categorizing by type
Reconciling with your dashboard
Cards & installments

Credit cards without end-of-month surprises.

AppBolso splits out every purchase, understands installments and shows how much will still weigh on the coming months. In cash management you see planned vs. actual.

  • Card bill purchases already categorized
  • Installments and recurring charges under control
  • See what’s committed for the coming months
Current bill

$ 1,842.30

due on the 10th · closes on the 3rd

Supermarket

Groceries

$ 128.90

Laptop in 10 installments

Installment 3/10

$ 320.00

Shell station

Transport

$ 210.00

Pharmacy

Health

$ 67.40

For you and for your business

Keep personal and business money apart, add your family or your team and track cost centers. AppBolso goes with you from your pocket to your business.

See the Empresa plan

Everything AppBolso has for you

  • Personal finance assistant on WhatsApp
  • AI assistant on WhatsApp
  • Log by voice, photo and text
  • Expenses and income
  • Expense tracking
  • AI-powered money management
  • Automatic categorization
  • Learns how you log
  • Ask your balance on WhatsApp
  • Spending analysis
  • Month-to-month comparison
  • How much I can spend this month
  • End-of-month forecast
  • Card bill in PDF
  • Bank OFX statement
  • Automatic reconciliation
  • No bank password needed
  • Dashboard with charts
  • PDF and CSV reports
  • Financial goals
  • Monthly planning
  • Budget by category
  • Planned vs. actual
  • Alert before you go over budget
  • Bill reminders
  • Card bill due alerts
  • Meal and food vouchers
  • Bills to pay and money to receive
  • Cash management
  • Installments and recurring charges
  • Debts and loans
  • Weekly summary
  • Tithe tracking
  • Personal and business finances
  • Keep personal and business apart
  • Groups and cost centers
  • Couples and families in one place
  • Household money organization
  • Works in your browser and on your phone

Try it now · 7 days free, no limits

Everything unlocked: card bill PDF reading, planning and cash management. No card and no charge at the end.

Free

$0forever

  • Log by voice note, photo and text on WhatsApp
  • Unlimited transactions
  • AI on WhatsApp that logs and categorizes
  • No monthly fee and no card
  • Dashboard with basic charts
Start free

Carteira

$ 2.99/month

10x more Bento use than Free

  • Everything the Free plan
  • Dashboards and charts
  • Unlimited accounts and cards
  • Unlimited categories
Subscribe to Carteira
⭐ Most popular

Casa

$ 11.49/month

120x more Bento use than Free

  • The whole family logging, each from their own WhatsApp
  • Everyone sees the same balance and the same accounts
  • Everyone signs in with their own login
  • Imports your whole card bill at once, nothing to type
Subscribe to Casa
No limits

Ilimitado

$ 49.99/month

For people who use Bento all day and want maximum ease and speed

Bento with no limits at all

  • Send whatever you want, whenever you want
  • The whole family logging, each from their own WhatsApp
  • Everyone sees the same balance and the same accounts
  • Everyone signs in with their own login
Subscribe to Ilimitado
No commitment Subscribe by card Your data kept for 30 days after you cancel

7-day guarantee, zero risk

Canceled within 7 days? We refund 100% of your money, no matter the reason.

our numbers

Bento answers you

Frequently asked questions

Still have questions? We’ve got answers.

AppBolso. It’s the ideal money app if you want convenience: send a voice note, a photo of the receipt or a text on WhatsApp and the expense is logged and categorized in seconds, right in the chat. Voice notes, photos and texts are free forever, with no monthly fee and no card required.

You send a voice note, a photo of the receipt or a text on WhatsApp and the AI logs and categorizes it instantly. You can also log directly in the app.

It does. From the second time you log a purchase at the same place, the category, account and payment method come pre-filled, because your history becomes the suggestion. You just check it, and logging gets faster every week.

You can check it too. Ask Bento on WhatsApp the way you’d say it out loud: "where did I spend the most in September?", "how much is left of my entertainment budget?", "how much is my card bill?", "how much do I have in my wallet?" or "how much will I have at the end of the month?". It answers in the same chat with the numbers from your account: the balance of each account, spending by category and by person, what’s due in the next few days and planned vs. actual for the month. For the whole year, month by month, the dashboard in your browser shows everything.

Yes. Bento (the AI) is free forever on WhatsApp: voice notes, receipt photos and texts, with no monthly fee, no card required and unlimited transactions. You start with 7 days free, no limits, and also get to try card bill PDF reading and monthly planning. Nothing is charged automatically.

No need. You import your card bill (PDF) or your bank’s OFX statement, and reconciliation is automatic. You can do it all on WhatsApp.

It’s matching the entries on your statement with what’s already in the app. You download the OFX file from your bank, send it, and AppBolso reconciles everything without you retyping a thing.

Yes. Each person logs from their own account and all the data lives in one place. In a business, each area becomes a cost center.

AppBolso reminds you. It messages you on the day your card bill is due, lets you know when a bill is coming due and tells you today’s balance when you ask. Reminders arrive as phone notifications and right on WhatsApp — you don’t need to open any app to remember.

Right away. When spending in a category passes 50%, 75% and 100% of what you planned for the month, you get a message on your phone and on WhatsApp — before you go over, not after. It also lets you know when an account balance drops below the threshold you set, and every Monday it sends you a weekly summary.

No. Everything happens in the WhatsApp you already have: logging, checking and getting reminders. The dashboard opens in your browser, and you can add it to your phone’s home screen ("Add to Home Screen" on iPhone, "Install app" on Android) — it opens with its own icon, like any other app. If you’d rather have the app on Android, you’ll find AppBolso on Google Play.

You see what’s coming due, what’s already paid and what you have to receive, plus planned vs. actual in your planning. Installments, loans and recurring charges come in on their own.

No commitment. The subscription is monthly or yearly, by card, and you can cancel anytime. If you cancel, your data is kept for 30 days.

First you get 7 days free, no limits and no card required. If you subscribe later and change your mind, we refund 100% of your money within 7 days of the first payment — no matter the reason.

Yes. Your data is protected and stays under your control. You can export it anytime.

Didn’t find your question? Talk to us on WhatsApp.

Start getting your money organized today.

Create your account in seconds and start with 7 days free, no limits. No card needed.

Create my free account

Your money is waiting on your dashboard.

You already have an AppBolso account. Pick up where you left off.

Go to my dashboard